Jakarta · Surabaya · Bandung — OJK-licensed partners[email protected]  |  +62 851-1702-2667
AKADCREDIT
Credit · Loan · Financing
THIS DOMAIN IS FOR SALE — 📞 +62 851-1702-2667

Loans with clear contracts, light payments

Akad Credit helps you apply for mortgage, personal, multipurpose and business loans through OJK-licensed banks & multifinance. Transparent simulation, online application, no upfront fees.

4.8/5 customer rating
12k+ customers
24h pre-approval
OJK licensed
Loan consultation
💬
Free consultation
Tailored limit & tenor for your profile
WA →

What is Akad Credit?

Akad Credit connects you to OJK-licensed banks and multifinance for mortgage, personal, multipurpose and business loans. Rates from 0.8% per month, tenor 12–240 months, amount IDR 5M–1B, optional sharia contracts (murabahah/ijarah). Apply online, 24h pre-approval, disbursal 3–5 days (personal) or 14 days (mortgage). No upfront fees.

LOAN PRODUCTS

Choose what you need

One form for all products — we handle the bank process.

Popular
🏠

Mortgage & Refinancing

Up to IDR 1B

Buy, take over or refinance. Up to 20 years.

Simulate →
💳

Personal Loan

IDR 5–300M

No collateral, 3-day disbursal for urgent needs.

Apply →
🚗

Multipurpose

BPKB / SHM

Secured by vehicle papers or land certificate.

Check →
🏭

Business Loan

Up to 500M

Working capital for SMEs.

Consult →

Compare installments

Flat-rate estimates — transparent from the start.

ProductAmountTenorRateMonthly
MortgageIDR 500M180 mo0.8%IDR 6.78M
PersonalIDR 50M36 mo1.0%IDR 1.92M
MultipurposeIDR 100M48 mo0.9%IDR 2.98M
BusinessIDR 200M60 mo0.85%IDR 5.03M

Loan calculator

Drag to calculate — flat, 1% provision included.

Est. installment
Rp 2,100,000/mo
Rate
0.0% p.a
Apply with this

Ready to calculate?

Free consultation — no commitment.

Chat on WhatsApp
No upfront feesEncryptedOJK partnersSharia available